OWN PRODUCT · web app · 2025

Mr. Splitter

Bill splitting · LINE LIFF × PWA

Stop chasing people for money — from LINE group chat to settled, in one flow

/ The challenge

Group trips, dinners, and shared bookings always leave the same headache: who paid what, and who still owes whom. Most bill-splitting apps are either too bloated or too niche for anyone to bother installing. Mr. Splitter aims to eliminate that friction — run it straight from LINE, no install required.

/ Our approach

Frontend on Next.js 15 + LINE LIFF — members open the splitter from the chat with zero install. Backend is FastAPI (Python) with Supabase (PostgreSQL) for data; both frontend and backend run on GCP. Settlement uses a greedy minimum-transaction algorithm. OpenAI and Google Gemini add natural-language expense entry and AI-generated group images.

Go Pro
G
Personal Ledger
My Ledger
Track personal expenses
My Groups
CNY Dinner
8 members
Japan Trip
5 members
Roommates
3 members
Work Party
12 members
/ Home — bills list + LINE entry point
§ 01 · Split flow

Add a bill, invite members, log expenses, get per-person totals in one tap

From creating a bill to seeing per-person totals takes just a few taps. Supports equal split or custom amounts. All expense items are listed clearly, and members can check progress anytime inside the LINE chat — no app switching needed.

CNY Dinner
8 members
Share
Ledger
Settings
Balance
Stats
Jan 28 Tue
🍜
Hot pot dinnerNT$ 3,280
Hua paidMe NT$ 410
🚕
TaxiNT$ 280
Ming paidMe NT$ 70
Jan 27 Mon
🛒
Grocery runNT$ 1,240
Ting paidMe NT$ 155
🎊
FireworksNT$ 960
Peter paidMe NT$ 120
/ Bill detail — members, items, equal-split preview
/ Key decisions
Decision · 01

LINE LIFF vs standalone app

LINE has over 20M MAU in Taiwan. Asking users to install another app in a group context halves conversion. LIFF keeps the experience inside LINE — users never leave the chat to complete the full split flow.

Decision · 02

Minimum-transactions split algorithm

Naively "everyone pays the payer" is simple but generates too many transfers. A greedy strategy sorts net balances and matches the biggest debtor to the biggest creditor each round, reaching the theoretical minimum number of transactions.

Decision · 03

PWA as fallback channel

For non-LINE users or desktop scenarios, the PWA offers an 'add to home screen' experience with offline-cached core pages. Mr. Splitter isn't LINE-only.

§ 02 · Settlement

Algorithm does the math; mark settled and LINE notifies everyone

The settlement screen compresses N-way debt into the minimum number of transfers and shows exactly who pays whom. Once a transfer is done, mark it settled in the app and LINE automatically notifies the recipient — no screenshots or manual tracking.

Settlement
TWD
Total group expenses
NT$ 12,480
Member balances
H
Hua+2,450
M
Mei+430
G
Ming-1,560
P
Peter-890
D
Datu-430
Suggested transfers
G
MingPayer
H
HuaReceiver
NT$ 1,560
P
PeterPayer
H
HuaReceiver
NT$ 890
D
DatuPayer
M
MeiReceiver
NT$ 430
/ Settle — minimum transfers + LINE settlement notification
§ 03 · AI features

Say it to log it — AI also generates a cover image for your group

The group detail page has an AI floating input: type "hot pot NT$1,200, Hua paid, split 4 ways" and OpenAI parses the amount, payer and split automatically. Gemini also generates a custom cover image for each group based on its name and context — so every bill book has its own identity.

/ Key decisions
Decision · 01

OpenAI parsing vs form input

Natural-language entry saves 3–5 steps versus a form. The parsed result still surfaces in the form for confirmation before saving — so a bad parse never silently corrupts data.

Decision · 02

Google Gemini for group image generation

Each group can have an AI-generated cover image, making it immediately recognisable in the list. Images are stored in Supabase Storage and only generated once.

§ 04 · Tech stack

What this build would use

  • Next.js 15
  • FastAPI (Python)
  • Supabase (PostgreSQL)
  • LINE LIFF SDK
  • OpenAI API
  • Google Gemini
  • Google Analytics
  • GA4
  • GCP
  • PWA / Service Worker
CONCEPT · Mr. Splitter

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